Financial Services Delivered With a Long-Term Perspective
At Towers Financial Advocates, we provide professional financial services and general information designed to support informed decision-making over time.
Whether you’re considering a home purchase, managing business finances, or reviewing your current financial position, our role is to assist you by explaining options, considerations, and potential implications based on your disclosed circumstances.
We focus on clarity, transparency, and responsible service delivery—without pressure or unnecessary urgency.
- Our Approach
Advocacy Through Responsible Service Delivery
We approach our work with a focus on professionalism, transparency, and responsible service delivery rather than transaction-driven activity.
Rather than focusing on volume or short-term outcomes, we aim to support clients by providing clear information and considered guidance aligned with their disclosed circumstances and objectives.
Before discussing potential options or considerations, we take time to understand:
- Your current financial position
- Relevant financial objectives and obligations
- Cash flow considerations and risk factors
- The potential implications of financial commitments over time
Where a particular course of action may not be appropriate based on the information available, we communicate this clearly and outline alternative considerations where relevant.
This approach is intended to support informed decision-making and reflects our commitment to professional responsibility.
- Our Serivces
Financial Services Delivered With Care and Professional Responsibility
Mortgage Broking
Credit assistance and lending considerations based on disclosed circumstances.
Bookeeping and accounting
Accounting and reporting support provided in accordance with applicable standards.
- Explore Accounting Services
Budgeting & Financial Consultancy
Cash flow and budgeting considerations to support financial awareness.
- View Budgeting & Consultancy
CFO Advisory
Financial analysis and strategic considerations to support business planning discussions.
- Discover CFO Advisory Services
- About Us
About Towers Financial Advocates
Towers Financial Advocates was established to provide an alternative to purely transactional financial services.
Our practice is built around the view that financial services should be delivered with professionalism, transparency, and consideration for the client’s broader circumstances. We focus on supporting informed decision-making rather than promoting outcomes or products that may not be appropriate to an individual’s situation.
- About Us
About Towers Financial Advocates
Towers Financial Advocates was established to provide an alternative to purely transactional financial services.
Our practice is built around the view that financial services should be delivered with professionalism, transparency, and consideration for the client’s broader circumstances. We focus on supporting informed decision-making rather than promoting outcomes or products that may not be appropriate to an individual’s situation.
Message from the Director
As a Mortgage Broker and qualified Chartered Accountant, I lead my team to offer a rare blend of financial expertise and lending knowledge to help you make smarter financial decisions. We take the time to listen, understand your goals, and guide you through home loans, refinancing, or investment purchases. We always go the extra mile—our real passion is helping people. Your best interest is our advocacy!
Get in touch. Let’s have a chat!
Justin Torres, CA, MPA, BPhil, Dip FMBM
Director – Towers Financial Advocates
Our Philosophy
We believe financial services should be:
- Clear, transparent, and explained in plain terms
- Delivered with consideration for longer-term financial implications
- Structured to help clients understand potential risks and obligations
- Provided with professional care and accountability
We take the time to understand each client’s disclosed circumstances and objectives before discussing available options or considerations.
Our Role as Financial Advocates
Our role is to support clients by providing information, analysis, and guidance within the scope of our services and relevant regulatory frameworks.
We do not operate on a transactional or volume-driven basis. Where a particular course of action may not be appropriate, we communicate this clearly and discuss alternative considerations where relevant.
Financial decisions are ultimately made by the client. Our responsibility is to ensure those decisions are informed and considered.
- Contact Us
Start With a Conversation
Our initial conversation is obligation-free and designed to understand your needs, outline how we work, and explain how our services may assist—subject to scope, engagement terms, and applicable regulations.
Contact Information:
- justin@towersfinadvocates.com.au
- +61 411 726 943 (Phone/WhatsApp)
- Melboune, Australia
Get in Touch
If you’d like to discuss your situation or learn more about our services, you’re welcome to get in touch with Towers Financial Advocates.